When considering a loan, you’ll want to look for a reputable company. Before signing any contract, you should also choose a company like Tiller Title Loans that offers a repayment plan to fit your particular financial situation. Most quality lenders offer more than one repayment plan because borrowers have different needs. For example, if your income is at the lower end of the scale, you may need a longer time frame to repay a loan. Another borrower may have higher income and wish to save money on interest, so he might want to pay back the loan in as little as 30 days. Fortunately, title loans Columbia are flexible and can easily meet the challenges of both examples. If you need cash for any purpose, you might want to learn more about how title loans work and how you could benefit from a loan today.
You’ll be pleased to learn how easy it is to apply for a car title loan with Tiller Title Loans. You won’t have to spend your time searching for bank statements, income tax forms or the like. All you need is to make sure you meet a couple of requirements and fill out our short online application. It really is that easy.A Few Requirements:
The only information required on an application is your vehicle and contact information. We’ll need the following information:
Applications are always free of charge, and they include a complimentary loan estimate shortly after they are submitted. You’re encouraged to consider the estimate carefully, and if you’re happy with the amount, please continue with a phone consultation about your loan needs.
To meet legal requirements, a lien is placed against the vehicle title offered as collateral. Liens help to protect lenders just in case a borrower fails to make their payments. These are temporary liens, which are left in place until we process the last payment on an account. Once you’ve completed your contract obligations for the loan, the lien will be removed, and the title will be returned.No Credit Checks
Unlike most banks, which always run credit checks, Tiller Title Loans never checks credit reports, scores or credit histories. Checking credit isn’t part of our approval process. Title loans Columbia are secured using your vehicle, so we can feel confident that you’ll make your payments on time.Loan Amounts
Final loan amounts are determined by checking the current market value of your auto against the Kelly Blue Book database. We also take into consideration the overall condition of your vehicle and your ability to repay the loan. Typically, vehicles with fewer miles in fairly good condition receive higher loan amounts. Loan amounts may range from a few hundred dollars to thousands in some cases.Convenience Is Top Priority
We’ve gone out of our way to make things easy for applicants and borrowers. You are free to apply online or take advantage of one of our nearby loan center stores. You can always reach us by phone, and we’ll be happy to answer any questions you may have about your loan.
We feel that it is important for each applicant to know upfront how much money they could qualify for. After all, no one wants to wait weeks for this information to find out the amount doesn’t work for their specific financial needs.Restrictions
There are no driving or travel restrictions during the loan term. You may also spend loan funds on anything you choose.
Most folks prefer submitting a short application over the internet, but you’re also free to phone in your application information as well.
Each new applicant is assigned a loan representative who will take them through the loan process. You’ll receive a call from your representative to complete your income information for the application. It can be helpful to locate your total monthly income and expense figures prior to your loan consultation.
Approved borrowers will work closely with their loan representatives to find an affordable repayment plan that works within their budgets. After choosing your plan, you’ll continue on to the contract signing at one of our loan center stores.
According to state regulations for auto title lending, contracts must be written to highlight the most important loan terms. When you’re presented with a contract for title loans Columbia, you can expect to find:
After completing the paperwork and turning over your car title, you’ll receive your loan funds.
If you’re running short on cash this month, come and check out title loans Columbia for fast cash in a day or less.